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The Best Credit Cards for College Students

With the rising price of college tuition and textbooks, students need all the money saving tips they can get. A great way to save money is to get a better card, one with lower fees and even cash back options. While most credit cards with these options require a credit history, there are many great student cards that don’t. This will make it easy for you to get the benefits without having a credit history.
Capital One Secured Card
For those who don’t have a credit history, you may feel that lower quality cards are your only option. However, secured cards can help build your score and still give you a competitive rate. The Capital One Secured Card has no annual fee and you don’t need a credit history to get one, but you do need to make a deposit that is fully refundable.

Journey from Capital One
Another great choice from Capital One, the Journey is one of the top cash-back credit cards offered for students. You can get up to 1% on eligible purchases and you can even get .25% cash back when you pay off your balance. There is no annual fee and this card can even be obtained without a credit history.

Discover it® Student
Rated as one of the top student credit cards out there, this card has it all. There’s no annual fee, a low APR, 2% cash back at gas stations and 1% on all other purchases. Also you’ll get a $20 statement credit every time you get above a 3.0 in school. This card can be obtained with limited credit history too.

Wells Fargo Cash Back
This Wells Fargo student card offers something that many other cards don’t and that is a lower APR. In fact, it has one of the lowest APR’s for a student card out there. While it is variable, it can be as low as 13%. If you don’t pay off your balances quickly, this might be the best option for you as the interest won’t add up as fast.

Chase Freedom Unlimited®
Like most student cards, this one has no annual fee. It also offers 1.5% cash back on all purchases. However, this card has an enticing sign up bonus, which is $150 if you spend $500 within the first three months. For many, this incentive is enough to sign up.

Discover it® Secured
Some students may need a larger balance than most credit cards offer to pay for things like tuition or maybe even a car repair. If this is the case, the Discover Secured card is a great option. While it requires a $200 deposit to sign up, the large credit line can help you out of a tough situation. The deposit is fully refundable once the balance is paid.

Bank of America® Travel Rewards Credit Card for Students
If you are abroad or planning on going, a travel rewards card for students is the best choice. The Bank of America Travel card offers 1.5 points for every dollar spent as well as no foreign transaction fees and no annual fee. The APR is also low compared to other travel cards, so be sure to add this one to your list.

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How to create student report cards online using excel?

Why creating report cards is a critical process in any school or college?
Creating report cards can be a challenging task for any teacher, school and college. The manual work involved in creating report cards takes much of the time of educators which can be utilized somewhere else. Additionally, manual data entry and calculations can lead to errors in the finished report card.
A nice report card format is an important tool for any school, college or educational institute. A well designed report card format ensures that the students and more importantly parents understand the information conveyed in the report card. Therefore it is important to choose a report card that can convey meaningful information in the easiest way possible.
How can I create report cards from excel sheets? How to create report cards online? These are the most widely used questions by teachers who are looking for a way to reduce their manual work.
This is where educloud comes as a savior for educators and teachers. With the help of EduCloud reports, you can create various reports with just a single excel file.
Features of EduCloud Excel Report Generation
How to create report cards from excel sheet.

Benefits of using ec excel
- Report card by excel sheet
- School reports
- College reports
- Academic reports

How to create school and college student report cards online?

5 benefits of using a report card system to create reports online

7 useful tips to create report cards that will save your time!

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How to Make Report Card in Excel (Download Free Template)

It is a very frequent need for educational institutions to make progress reports for the students. It would be a lot easier if you can make a report card in Excel, as Excel has a lot of formulas and features. You can easily make a standard assessment report card and copy it through for every student. It will save your time too. Here, in this article, I will show you how to make a report card in Excel.
Download Report Card Template
Here we have attached the Report Card template. You can download it for free.
What Is a Marksheet and a Report Card?
A mark sheet is a document that lists all of the students’ grades in each subject. In other words, schools utilize the mark sheet to enter and record academic assessments such as grades, remarks, and so on. You can also include the demographic information about students in mark sheets, such as their age, address, etc. so that they can use the report card as a reference.
And, each student’s academic success is summarized in a report card . In other words, it is each student’s assessment report that shows his total achievement on any given assessment exam.
Essential Parts of a Report Card
A school report card contains student information, subject-specific marks, subject-specific grades, and class-specific grades. It shows the overall percentage, grade, and rank of the student.
1. Student Information
This section includes student information like student ids, names, class, section, institution information, term information, grading system, etc.

2. Mark Sheet
In this section, a term-wise mark sheet for every subject and every student is present. Here, basically, the ids and names of the students and marks obtained in each subject are present.

3. Term-Wise Report Card
In this section, we have a term-wise report card of an individual student. Every student’s all terms’ individual report cards are presented here briefly.

4. Cumulative Report Card
This section includes the cumulative report card of an individual student. This is the summary of the student’s every term’s mark sheet.

How to Make a Report Card in Excel
In our practice workbook, we have made a report card in Excel for 10 students of class IX. We have prepared 4 worksheets in our dataset for the four essential parts of a report card. We have also used the VLOOKUP function for automating the students’ names and sections according to their student ids rather than writing individual names and sections each time. Besides, you can use the SUM function to calculate the total obtained marks by a student. Moreover, you can use the IF function to get the grades of the students easily according to the grading system of your institution.
Read More: How to Create a Summary Report in Excel (2 Easy Methods)
Steps to Make a Report Card in Excel
Follow the step-by-step guidelines below to make a report card in Excel. 👇
📌 Step 1: Create a Basic Information Sheet
For preparing a report card in Excel, it is very helpful to record student information, institution information, term information, grading system, etc. So, first, prepare a sheet containing students’ IDs, names, class, section, institution’s name, location, principal, class teacher’s name, grading system, etc.

Read More: How to Make Daily Activity Report in Excel (5 Easy Examples)
📌 Step 2: Create Term-Wise Students’ Mark Sheet
Now, prepare a term-wise mark sheet for every subject and for every student. Here, basically, record the ids and names of the students and marks obtained in each subject at each term.
Now, from the marks, you need to record the grade of the students in each subject too. This is tiring for putting grades individually. Here, you can automate the grading of your report card using the nested IFs . write the following formula in your grade cell. 👇
=IF(E8>=90,"O",IF(E8>=80,"A+",IF(E8>=70,"A",IF(E8>=60,"B+",IF(E8>=50,"B",IF(E8>=40,"C","F"))))))

🔎 How Does the Formula Work?
- =IF( The equal sign(=) represents the beginning of a formula. Writing IF enables the IF function and now we need to input 3 arguments .
- =IF(E8>=90,”O”,IF( Now, the first argument is the logical test . Here, the logical test is if the mark obtained in this subject which is in the E8 cell is greater than 90. The second argument is the value returned when the condition is true . From the grading system of the institution, we know if a student obtains greater than 90, the grade would be “O”. So the value returned when true is written as “O”. As this is a text value, the value should be inside the double quotation mark(“ “) . The third argument is the value returned when the condition is false . Now, here, many more grades can come in if you get below 90. So, you can not put a single value as your returned value when the logical test is false. So, you have to use nested IFs to conclude the other cases following your grading system.
- =IF(E8>=90,”O”,IF(E8>=80,”A+”,IF( After checking the cell value as if greater than 90, and if it comes as false, then the third argument comes in action. And, the third argument is acting here as another IF statement. From breaking it down, we can see, that if the value is not greater than 90 but greater than 80, then it would return “A+” as the second if’s returned value is “A+” when the logical test is true. And, if the value is not greater than 90 and also not greater than 80, then it would go to the next returned value when the logical test is false.
Here, as there are so many other grades between 80 to 0, another IF would come accordingly. Subsequently, this would continue until the grading system is fulfilled.
Now, you can drag the fill handle and copy the formula for other subjects as well.

Thus, the result will look like this. 👇

Read More: How to Generate Reports Using Macros in Excel (with Easy Steps)
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📌 Step 3: Create Term-Wise Report Card
Now, the main step to make a report card in Excel is to create a term-wise report card for each student from the second step. Follow the steps below carefully for making this term-wise report card. 👇
- Record the basic pieces of information such as the student’s id, name, section, attendance, the term number, etc. at the top of the report card. Here, you can automate the student’s name and section from the Basic Information sheet. This means you don’t need to write the name or section repeatedly for each student. But you can use the VLOOKUP function and write only the student id . Excel will automatically find the name and section of the students according to the student id from the Basic Information sheet.
- For automating the name of the student according to the student id, click on the E7 cell where you have to write the name of the student. Now write the following formula:

- =VLOOKUP( The equal sign(=) represents the beginning of a formula. Writing VLOOKUP enables the VLOOKUP function and now 4 arguments are needed.
- =VLOOKUP(C7, We want to find the name of the student according to their ids. So, we have to look for student ids first. So, select the C7 cell as the lookup value. At this time, put a comma.
- =VLOOKUP(C7,’Basic Information’!B5:D14, Subsequently, choose the table array or the defined range. We will find the student’s name from the Basic Information sheet. So, select the entire range of the students’ information which is B5:D14 from the Basic Information sheet. Just select the cells and the range will be fixed. Put a comma now.
- =VLOOKUP(C7,’Basic Information’!B5:D14,2) At this time, write the column index number at which you want to return the value for your lookup value. As the students’ names are on the 2nd column of our selected range, we put 2 here. And as a result, it will give us the 2nd column’s value for every lookup value.
And, the result will look like this. 👇

- Subsequently, after automating the student’s name, you can also automate the student’s class and section number using the same formula following the same process. But, here at the col_index_num argument, put 3, as the class and the section is in the third column of our selected range.

- So, your top part of the report card is prepared. Now, from the Term Wise Mark Sheet , record the marks of the student for the following term in each subject.
- Now, you have to put the marks obtained by each student again here which is boring and tiring. You can put the mark here by just referencing your all students’ Term-Wise Mark Sheet here. For doing this, click on the cell of the Report Card where you want to record the mark of the student. Then, put an equal sign(=) which represents the beginning of a formula. Now, click on the cell from the Term-Wise Mark Sheet where the mark of the student of that subject was recorded. Press the Enter button.

Following this process, you can fill up all the marks obtained cells by referencing them from the Term-Wise Mark Sheet properly.
- Now, you need to record the grade of the students in each subject too. This is tiring for putting grades individually. Here, you can automate your grading using nested IFs as the step 2 procedures shown above.
- At this time, you need to put remarks according to the grades. you can use the VLOOKUP function again for your remarks rather than writing them individually in each case.
- Here, your lookup value will be the achieved grade of the student. In the Basic Information sheet, there is a column for Remarks according to their Grades . So, select the range of the grades and remarks starting the selection from the grades column. Furthermore, put the column index number in the formula according to your selection. And, write FALSE which means Exact match at the last argument. As, the column values are not numbers but text values, an exact match declaration would make the formula more reliable and correct.

Here, put the dollar sign ($) to make the table array an absolute reference . Here, when you drag the fill handle below, the formula will be applied to all the cells below. So, absolute referencing is a must here, else your table array will be dragged down too as you drag down the formula. Thus, you will get the wrong results. You can press the F4 key to make absolute cell referencing.
- Moreover, you can find the total marks obtained using the SUM function. For using this function, write =SUM(). Here, the equal sign(=) represents a formula being written. The SUM function is the function that sums the referred values. So, it requires the argument of cell reference which requires to be summed. So, here, put the cell reference of all the marks obtained in each subject. You can reference the cells by just selecting all the cells.

- At this time, you need to calculate the overall percentage of the student’s obtained marks. You can use the Division functionality of Excel in this regard. At first, click on the cell where you want to put your overall percentage. Then, put an equal sign(=) and divide the total marks obtained by the total marks of the subjects. It will give you a ratio of the student’s overall marks on a 0 to 1 scale. Now, multiply it by 100 to get the result in 100 scales. Thus, you will get the overall percentage of the student.

- Subsequently, according to this overall percentage , you can get the overall grade of the student following the grading system. You can use the nested IF conditions in this regard just like used in step 2. So, follow that process on the overall percentage score and get the overall grade.
Read More: How to Generate Reports from Excel Data (2 Easy Methods)
📌 Step 4: Create Cumulative Report Card
Now, create the cumulative report card for each student. In this report card, all term mark sheets will be combined into a single report card. Here, you can also use the VLOOKUP function to put the name, class, and section for each student on the top of the report card. And, use the SUM function to sum the obtained marks and use nested IF to calculate the grade too.
Read More: How to Automate Excel Reports Using Macros (3 Easy Ways)
Things to Remember
- When using the VLOOKUP function, remember that this is a vertical lookup process. So, you can only look up your values through the columns. You can not look up your value through the horizontal rows.
- Another thing, you should remember is that, when selecting the table array, keep the lookup value column as the first column in your selection. And, the return value column index number will be put according to this serial.
- If you lookup numbered values, the range_lookup argument is not so important. But, if you lookup text values, it is very advisable to put the range_lookup argument as FALSE , if you want an exact match always.
So, here I have described the step-by-step guidelines to make report cards in Excel. You can follow these easy steps to accomplish your targets in this regard. I hope you find this article a great help. If you have any further queries or recommendations, please feel free to contact me. And, visit ExcelDemy for many more articles like this.
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Tags: IF Function Report in Excel SUM Function VLOOKUP Function

Tanjim Reza
Hello! I am Md. Tanjim Reza Tanim. I have just completed my B.Sc from Naval Architecture & Marine Engineering Department, BUET. Currently, I am working as an Excel & VBA content developer. I always had a great fascination with Microsoft Excel and its cool functions and formulas. Here, I am learning every day about new functions and formulas and working on applying MS Excel to the analysis of our real-life problems. I have great enthusiasm for learning any kind of new things, writing articles, and solving real-life problems.


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I have found this article very helpful,but it could have been nice if you had created a pdf file for such information for us to read properly.

Thanks for your appreciation. We will try to launch pdf files.
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How to Create a Report Card
Using Microsoft Excel 2007 to create report cards is a great way to keep your students' grades organized. To save time and energy, set up a simple spreadsheet for each student that calculates students' averages. To get started, use the tips below to create one file containing report cards for all of your students.
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Open Microsoft Excel 2007 on your computer.
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Put a heading at the top of the spreadsheet. Enter the school name, course name and instructor name on separate lines. Skip a line and enter the student's name.
Skip a line and enter the date of the report card. To format the date cell, right-click on the cell and select "Format Cells." In the Number tab, click on "Date" in the Category box. In the Type box to the right, choose the style of date that you prefer. Click "OK" and the format of the date will change.
Set up a list of assignments. It is best to categorize assignments, such as tests, essays and quizzes, so that the report card stays organized. Make headings for each section. In Column A, a few lines after the date, enter the category headings. Click on the cell and make the heading bold. In separate cells below the heading, list all assignments in that category. Continue until all categories and assignments have been listed.
Set up columns for grades. In column B, above where the assignments are entered in Column A, type "Points Earned." On the same row in Column C, type "Points Possible." Bold and center the headings.
Enter students' grades in the columns. Enter the number of points that a student has received for each assignment in the Points Earned column and the number of points that the assignment was worth in the Points Possible column.
Create totals. Total up the number of points earned and points possible. In column A after all of the assignments have been listed, type "Total Points." On the same row in Column B, click on the sigma symbol (?) in the Editing section of the Home toolbar. The following will appear in the cell: =SUM() and the mouse pointer will become a white cross. Click in the first cell that should be included in the total, and drag down to the last cell to be totaled (the cells will be outlined in a moving dashed box). Press "Enter" and the total will appear in the cell. Repeat for Column C.
Create an average of grades. Students now know how many points they have earned in the class, but to give students a percentage grade, type "Average" under the totals line in column A. In column B on the same row, type an equal symbol (=). Then click in the total cell for points earned; it will be highlighted with a moving dashed line. Type a forward slash (/) and then click on the points possible total. The average will appear as a decimal number.
Format average cell as a percentage. Right-click on the cell and select "Format Cells." In the Number tab, select "Percentage' from the type box. Choose the number of decimal places that you want to show. Click "OK" and the number will become a percent.
Create worksheets for each student within the same spreadsheet. This will keep all of the report cards for a specific class in the same place. At the bottom of the sheet, there are some tabs labeled Sheet 1 and so one. Right-click on the tab of the worksheet that you just created. Select "Move" or "Copy." When the box appears, select the box next to Create a Copy, and click "OK." You now have an identical worksheet. You will only have to change the student's name at the top and enter the student's specific points earned for each worksheet. Repeat these steps for each student in the class.
Rename the worksheets for each student. Right-click on the worksheet's tab at the bottom. Select "Rename." The tab name will be highlighted. Type the student's name. Repeat for all students to end up with a separate worksheet for each student in the class.
Print the worksheets after all of the grades have been entered. Don't forget to save the spreadsheet.
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Report Card Excel Templates
If You Are Looking For That Ultimate Report Card For Your Elementary, Highschool, Or College Students, You Are On The Right Page. Template.net Prepared A Collection Of Editable And Printable Templates So You Can Record Your Student's Performance, Whether They Are Home School Or Not, Downloadable In Excel Format. See more
You don’t have to worry about creating a report card from scratch anymore because of our easy-to-use Report Card Templates. These files are perfect for those wanting to create a written account of a student’s performance academically. These files are ready-made and can be downloaded instantly for free in MS Excel. Choose from our wide variety of templates for quarterly report cards, day care report cards, college report cards, weekly report cards , training report cards, and more. Available in A4 and US print sizes. Save yourself the hassle and get more done with our free templates today!
How to Create a Report Card in Microsoft Excel
A report card, or sometimes called a progress report, is a type of document that provides an idea to the parents about the grades and performances of their children at school. As a teacher, you need to create a useful report card that can be easily understood by the respective parents and students. In this article, we will instruct you on the proper procedure on how to create an efficient report card whether for preschool, high school, home school, or college purposes. Refer down below for the step-by-step guide in which you can follow.
1. Evaluate Your Student's Performance
You can't create a report card if you're not yet done evaluating the final performances of your students. You have to grade them first so that you can input something on the report card. Rate them based on their accomplishments, not by your personal biases. Ranking them depends on your management on which specific grading scale your school prefers. You can either grade them through numerical signs such as 100 or alphabetical signs like A or A+ if they got an excellent grade and so on.
2. Pick the Best Template Online
Creating a report card can be quite a challenging task. So, if you want to minimize your job, then we highly recommend you download a card template here on our site so that we can assist you. All of our templates are fully editable, especially if you are using Microsoft Excel, plus you can download them without spending any money. It also has suggestive headings that can assist you in case you don't have any idea what to write on. Hurry up and download one now.
3. Make Corrections
If you want to make your report card more organized to look at, it would be best for you to use charts and tables in presenting the information. Categorized them based on their score or by the student's quarterly average. Don't forget to leave a fillable space for the student's name, grade, section, and the academic year. If you want, you may add a comment space on the back portion of the card so that the parents will also have an idea about their child's behavior in class.
4. Add Visual Elements
When we say add visual elements, it means that you only have to add the school logo on the upper portion of the report card. Remember that you are creating a professional document . So, you have to ensure that you do not put too much designs on the card template so that it will be formal to look at and it can be easily understood for those it is intended for—parents and students.
5. Print Out the Template
Before you print multiple copies of the report card, you have to make sure that it has no mistakes. Review and check if the grades you have entered are not interchanged. Double-check also the spellings of your student's name and other essential details. Once you are done reviewing, print out the report card, place them inside an envelope so that you ensure its quality, and lastly, distribute it to the parents or students.

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With the rising price of college tuition and textbooks, students need all the money saving tips they can get. A great way to save money is to get a better card, one with lower fees and even cash back options.
If a Chase bank or credit card is lost or stolen, you should contact a Chase customer service representative immediately. You may do this online or via telephone. Go to Chase’s website and click on Products & Services, then on Credit Cards ...
Automatic Report Card in Excel | Student Result Card in Excel In this video tutorial you learn how to create an automatic student result
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Design student report card automatically Part-2Download Sheet
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1. You need to enter data in just one excel sheet. Enter multiple rows, where each row corresponds to a single student. If you have 10 students
Steps to Make a Report Card in Excel · Step 1: Create a Basic Information Sheet · Step 2: Create Term-Wise Students' Mark Sheet · Step 3: Create Term-Wise
How to Create a Report Card · Step 9. Format average cell as a percentage. Right-click on the cell and select "Format Cells." In the Number tab, select "
This video is on making grading sheet in excel or automating student report card in excel. A brief tutorial on result grade system by developing a... Download
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How to Create a Report Card in Microsoft Excel · 1. Evaluate Your Student's Performance · 2. Pick the Best Template Online · 3. Make Corrections · 4. Add Visual
(H:) drive, as you complete the report card information for each student. ... do not make any formatting adjustments.